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Personal Banking

Home
loans

Home loans that can be as flexible as you need them to be.

Pictured: Dean and Purdie Campbell | NBS Nelson clients

Flexible home loan options to meet and adapt to your changing lifestyle

Whether it’s your first home, moving to something bigger and better, building your dream house or buying an investment property, we have the options to get you there.

With an NBS home loan we're able to tailor the characteristics of your loan to provide you with the flexibility and simplicity you require. Whether it's the term or the type of your loan, our lending specialists can design a home loan solution to meet your needs.

Talk to one of our lending specialists today.

 
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Could this be a great home loan for you?

Home Loan Rate 

4.59% 

per annum. 1 year fixed.*

 

Do you want a fixed rate with flexible payments and redraws? 
Unlike others, we can do that with our NBS Residential Redraw Home Loan.

Pictured: Dean Campbell | NBS home loan client
Talk to our local, qualified lenders today.

*Terms and Conditions: NBS General Terms and Conditions, general lending terms and criteria and fees apply. Interest rates are subject to change at any time without notice. NBS home loan rates are available for residential owner-occupied or investment property loans only. NBS is not a registered bank.

 

Home Loan Options
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Home loan options
Home loan optionsRead more
Managing
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Managing your home loan
Managing your home loanRead more
Home Buyers Guide
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Home buyers' guide
Home buyers' guideRead more
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Home loan
clients

 

helping you get home, whatever that may look like 

 

 

Dean and Purdie | Nelson

It was an easy choice when it came to their home loan. NBS made it easy every step of the way. Now there are three generations of Campbell's with NBS.

Hear from the Campbells
Wayne | Tākaka

Wayne and Aydee (father and daughter) talk about Wayne's home by the bay, and the peace of mind NBS home lending offers.

Hear from Wayne and Aydee
The Inghams | Richmond

Find out how Tom and Lucy, with the help of Mum and Dad, are working towards getting on the property ladder.

Meet the Inghams
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Not an NBS client yet?

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NBS Community Banking

We Believe. We Invest.

300+ Groups we Support
$1,200,000 NBS Sponsorship Dollars
$1,815 million Total Deposits and Lending
21,256 NBS Clients

Figures correct as of 31 March 2025.