Personal Accounts
NBS Call
Account
Perfect for short-term savings goals.
Pictured: Peter and Shona Johnson | Motueka | NBS personal banking and investment clients.
Interest-bearing and perfect for short-term savings goals
- No minimum opening balance
- Earn interest on every dollar
- Access your funds via NBS Internet Banking, the NBS Mobile Banking app or in-branch
- Interest calculated daily and paid monthly
- Two free withdrawals per month
- This account is eligible as part of the Depositor Compensation Scheme (DCS). Learn what other NBS accounts are eligible
Rates and fees
| NBS Call rates | |
|---|---|
| NBS Call - All credit balances | 0.25% p.a. |
|
Published rate effective from 3 December 2025. Interest rates are subject to change. |
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| NBS Call fees | |
|---|---|
| Monthly base fee | None |
| Transfers via NBS Mobile Banking app or NBS Internet Banking | Two per month free |
| Subsequent withdrawals | $5.00 |
| Automatic payment, direct debit | Not applicable |
|
Interest rates are current as of 20 July 2026 and subject to change at any time without notice. NBS lending criteria and specific terms and conditions apply. Margins, discounts and fees may apply. For new overdrafts, rate may be subject to change prior to drawdown. * Effective rate for new clients from 20 July 2026. Effective rate for existing clients from 26 August 2026. |
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Terms and conditions
NBS General Terms and Conditions apply. NBS’ current Product Disclosure Statement is available free of charge at any NBS branch. Service fees may apply.