about us

Your banking partner for life.

Backing locals since 1862.

NBS is New Zealand’s oldest Building Society, founded in 1862 to provide housing and personal finance in the Nelson region. NBS is a building society registered under the Building Societies Act 1965. NBS has expanded into the Tasman, West Coast, Golden Bay and Mid Canterbury regions and continues to offer traditional banking services: loans, deposits and transactional banking to retail and SME customers.
The predominant lending activity remains the provision of owner-occupied home loans.

We're a mutual which means we are owned by our clients. Any profits we make that are not reinvested to provide an even better service are returned to the community in the form of sponsorships and grants.


Experience and Longevity 

We’ve been around since 1862. We meet your banking needs now and will for generations to come. 

Community Investment 

We’re owned by our clients and proud to be investing in our local community. 

Exceptional Personal Service 

We know our clients by name. Our flexibility ensures we make timely decisions based on local knowledge. 

Our clients

Read about why our clients love banking with NBS.

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Our people

Our people make us who we are. Meet some of our amazing team.

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Our Branches

Local branches are looking like a thing of the past - but we've got eight branches that are here to stay! Pop in and see us today.

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Why choose NBS?

The Directors and executive management team are experienced in the financial services and banking industries.

NBS is funded through retail deposits. These deposits have varying maturity dates which assist in managing liquidity and re-financing risk.


NBS holds a credit rating of BB+ Stable from Fitch Ratings, a Reserve Bank approved credit rating agency.

Looking after Depositors’ money is something NBS takes very seriously. Diversification of risk is coupled with robust governance, experienced management and a rigorous approach to lending. More than 80% of loans are secured by first mortgages against tangible property in the Nelson, Tasman, West Coast and Mid Canterbury regions.


Get in Touch

Experience friendly, personal service like you’ve never seen before.

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Ways to bank

Bank online, on your phone or face-to-face - the choice is yours

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Interest rates and fees

Find all our interest rates and fees here, in one helpful location.

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International services

We offer a wide range of foreign currency services.

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Documents and Disclosures

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Online Safety

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Consumer Protection

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