In most cases, security is required. This could be a vehicle, home, or a guarantor who has security. Talk to an NBS lending specialist about the options today by coming into your local branch or calling us on 0800 101 700.
You can make lump-sum payments at any time so you can pay off your loan sooner and save on interest costs.
|NBS Personal Loan Rates|
|Interest rate range||12.00%p.a. - 19.95% p.a.|
Interest rates are subject to change.
|NBS Personal Loan Fees|
|Establishment Fee||From $250.00|
|Default Interest Rate||4.00% p.a. above annual interest rate|
|Default Administration Fee||$100.00|
|Insurance Arrears Payment Fee||$15.00|
|Rates Arrears Payment Fee||$25.00|
|Motor Vehicle Security Variation/Security Swap Fee||$30.00|
|Early Repayment Adjustment||NIL|
|Early Repayment Administration Cost||$100.00|
|Duplicate Statement Fee||$15.00|
Fees are subject to change.