In most cases, security is required. This could be a vehicle, home, or a guarantor who has security. Talk to an NBS lending specialist about the options today by coming into your local branch or calling us on 0800 101 700.
You can make lump-sum payments at any time so you can pay off your loan sooner and save on interest costs.
|NBS Personal Loan Rates|
|Interest rate range||14.00%p.a. - 19.95% p.a.|
Interest rates are current for new facilities.
|NBS Personal Loan Fees|
|Loan Establishment Fee||From $200.00|
|Default Interest Rate||4.00% p.a. above annual interest rate|
|Default Administration Fee||$45.00 per event|
|Insurance Arrears Payment Fee||$25.00|
|Rates Arrears Payment Fee||$25.00|
|Motor Vehicle Security Variation/Security Swap Fee||$30.00|
|Duplicate Statement Fee||$5.00|
|Early Repayment Adjustment (Formula based calculation required CCCFA)||P.O.A|
|Early Repayment Administration Cost||$50.00|
Fees are subject to change.