Personal Accounts



Perfect for short-term savings goals.

NBS Clients - Jim and Kyra

Interest-bearing and perfect for short-term savings goals.

  • No minimum opening balance.
  • Earn interest on every dollar.
  • Access your funds via NBS Internet banking, the NBS Mobile App, or in-branch.
  • Interest calculated daily and paid monthly.
  • 2 free withdrawals per month.

Rates & Fees

NBS Call Rates
Interest rate applies to Personal, Business, Rural and Not for Profit Call Accounts
NBS CALL - All credit balances 2.75% p.a.

Published rate effective 1 August 2023. Interest rates are subject to change.

NBS Call Fees
Monthly Base Fee None
Transfers via NBS Mobile or Internet Banking 2 per month free
Subsequent Withdrawals $5.00
Automatic Payment, Direct Debit N/A

Fees are subject to change.

Terms and Conditions

NBS General Terms and Conditions apply. NBS’ current Product Disclosure Statement is available free of charge at any NBS branch. Service fees may apply.