Take control of your day-to-day banking.
NBS Cheque Interest Rates - Personal | |
---|---|
Interest paid on credit balances over $10,000 | 0.05% p.a. |
Interest Rates are subject to change. |
NBS Cheque Fees | |
---|---|
Monthly base fee with paper statements | $15.00 |
Monthly base fee without paper statements | None |
NBS Mobile and Internet Banking fees | None |
EFTPOS withdrawal | $0.50 |
Other Bank ATM Transaction fees | $1.50 |
Electronic Transactions | $0.20 |
Manual Transactions | $3.00 |
Electronic transactions: include automatic payments, bill payments, one-off payments, direct debits, direct credits, and Internet Banking transfers. Manual transactions: include staff assisted external transfers and Internet assisted transactions. Fees are subject to change. |
Overdraft Facility Rates | |
---|---|
Personal Interest rate range | 10.00% p.a. - 16.00% p.a. |
NBS Business interest rates start from | 9.95% p.a. |
NBS Rural interest rates start from | 9.95% p.a. |
Interest rates are subject to change. |
Overdraft Fees | |
---|---|
Overdraft Establishment Fees | 1.00% (minimum charge $25.00) |
Overdraft Facility Fee (Arranged) | 0.13% (minimum charge $5.00) of the limit |
Overdraft Facility Fee (Unarranged) | 0.25% (minimum charge $20.00) of the highest daily limit |
Default Interest Rate | 10.00% p.a. above annual interest rate |
Default Administration Fee | $25.00 |
Unarranged Excess Fee | $25.00 |
Dishonour Fee | $30.00 |
Insurance Arrears Payment | $15.00 |
Rates Arrears Payment | $25.00 |
Motor Vehicle Security Variation/Security Swap Fee | $30.00 |
Duplicate Statement Fee | $15.00 |
Fees are subject to change. |
Terms and Conditions
NBS General Terms and Conditions apply. NBS’ current Product Disclosure Statement is available free of charge at any NBS branch. Service fees may apply.