Open one or multiple Access accounts to manage other income or expenses.
NBS Access Rates | |
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Interest paid on credit balances over $10,000 | 0.05% p.a. |
Interest rates are subject to change. |
NBS Access Fees | |
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Monthly Base Fee | $15.00 |
NBS Mobile and Internet Banking Fee | None |
EFTPOS Withdrawal | $0.50 |
Other Bank ATM Transaction Fee | $1.50 |
Electronic Transactions | $0.20 |
Manual Transactions | $0.50 |
Electronic transactions: Include automatic payments, bill payments, one-off payments, direct debits, direct credits, and Internet Banking transfers. Manual transactions: Includes cash withdrawals and external transfers. Monthly Base Fee: Fee is only charged if end of month account balance is less than $500. Fees are subject to change. |
Overdraft Facility Rates | |
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Personal Interest Rate Range | 11.45% p.a. - 21.45% p.a. |
NBS Business Interest Rates start from | 11.45% p.a. |
NBS Rural Interest Rates start from | 11.45% p.a. |
Interest rates are current from 9th June 2022 and subject to change. |
Overdraft Fees | |
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Overdraft Establishment Fee - Arranged | $100.00 |
Overdraft Facility Fee (Service Commitment) | 0.13% of the limit per month (minimum charge $5.00) |
Unarranged Excess Fee | $25.00 |
Default Interest Rate | 15.50% p.a above annual interest rate |
Default Administration Fee | $45.00 per event |
Insurance Arrears Payment | $25.00 |
Rates Arrears Payment | $25.00 |
Motor Vehicle Security Variation/Security Swap Fee | $30.00 |
Fees are subject to change. |
Terms and Conditions
NBS General Terms and Conditions apply. NBS’ current Product Disclosure Statement is available free of charge at any NBS branch. Service fees may apply.