Personal Accounts

Access Account

Open one or multiple Access accounts to manage other income or expenses.

NBS Clients - Moonika and Evan

In need of more accounts? Add NBS Access to manage your money.

  • Open one or multiple Access accounts to manage other income or expenses.
  • Access your funds via NBS Internet banking, the NBS Mobile App, or in branch.
  • Enjoy the convenience of an NBS Debit Mastercard.
  • Overdraft option available (subject to NBS lending criteria).
  • Transactional fee exemptions may apply when depositing salary, wages or NZ Super.

Rates & Fees

NBS Access Rates
Interest paid on credit balances over $10,000 0.05% p.a.

Interest rates are subject to change.

NBS Access Fees
Monthly base fee with paper statements $15.00
Monthly base fee without paper statements None
NBS Mobile and Internet Banking fees None
EFTPOS withdrawal $0.50
Other Bank ATM Transaction fees $1.50
Electronic Transactions $0.20
Manual Transactions  $3.00

Electronic transactions: include automatic payments, bill payments, one-off payments, direct debits, direct credits, and Internet Banking transfers.

Manual transactions: include staff assisted external transfers and Internet assisted transactions.

Fees are subject to change.

Terms and Conditions

NBS General Terms and Conditions apply. NBS’ current Product Disclosure Statement is available free of charge at any NBS branch. Service fees may apply.