Home Loans

Home Loan
Options

Tailored loans to give you the flexibility and simplicity you require. 

Wayne Green | Wholemeal Cafe, Tākaka | NBS personal and business banking client

We can personalise your home loan to give you the flexibility and simplicity you need.

Whether it’s the term or the type of loan, our lending specialists can structure your home loan to meet your needs. Choose from one of the following options or, get in touch and let us make it easy for you.

Residential Term

We're able to tailor the characteristics of your loan to provide you with the flexibility and simplicity you require.

Read More
Build Loan

Interest free for the first 18 weeks, so you can focus on all the details, and not worry about the finance.

Read More
Flexi Loan

Simplify your finances by combining your home loan and transactional banking into one easy to manage account.

Read More
Residential Redraw

Redraw from your fixed rate home loan at any time, for free (min. $1,000 per withdrawal*).

Read More
Interest Only

Allows you to reduce repayments by paying the accumulating interest rather than the principal part of the loan.

Read More
First Home Loan

Gets you on the property ladder sooner, without having to wait until you have saved a large deposit.

Read More

Looking to reduce the term of your loan, pay less interest or learn some more about how to pay for your deposit?

home loan rates v3
Managing your Home Loan
Still2024 10 21123553 1.24.1
Home Buyers Guide
NBS Community Banking

We Believe. We Invest.

330+
Groups we Support
$1,400,000
NBS Sponsorship Dollars
$1852 million
Total Deposits and Lending
21,133
NBS Clients

Figures correct as of 31 March 2024.