The internet makes it easy to manage your money from just about anywhere. Unfortunately, it is also a prime hunting ground for fraudsters.
But if you are sensible about your browsing, and aware of the potential risks, banking and buying online can be just as safe as walking into a branch or store. Here are some tips, guideline and things to look out for to help keep you safe online.
If you think you have been targeted by an online scam? Please phone us on 0800 101 700 or call into your local NBS branch. We take security seriously and will do everything we can to help.
Viruses and worms are malicious pieces of software that can attach to your computer and cause all sorts of problems. They can get in through email attachments, you could inadvertently download them from a website or even through software you install.
Good anti-virus software will help protect your computer against this threat. Even if you already have anti-virus software installed, you need to regularly update it to stay safe. There are several reputable anti-virus software products in the market. We recommend doing your own research and talking to an expert to help you choose the best solution for you.
Spyware is another type of file that can find its way onto your computer and tell other people what you are doing online. In its worst form, spyware can be used to access personal information such as bank account details. Like anti-virus software, you should always use up-to-date anti-spyware software to help keep your information safe.
A personal firewall is your first line of defence between your computer and the outside world. Modern versions of popular desktop operating systems typically have personal firewall settings. Check that they are turned on if you do not have another firewall product.
One of the most important ways to keep your computer safe is to make sure it has all the latest security software updates. These updates are usually free and they are released regularly to fix holes in the computer's operating system.
Internet browsers (e.g. Internet Explorer, Mozilla Firefox, Safari and Google Chrome) release security patches, these are important patches you need to apply. You should also update any other applications installed such as Adobe Reader or browser components like Java or Adobe flash, to make sure you have the latest security patches.
Be extremely wary of using other computers or publicly accessible Wi-Fi networks to access online banking. It is impossible to know if they have up to date protection and it is also easy for other people to watch what you are doing.
We work hard to keep your banking safe - but here are a few things you can do.