Interest free for the first 16 weeks.
Pre-approval gives you plenty of time to find the right section and plan your build.
We live around here and know the area, so we’ll make site visits to ensure your project is progressing well, and we can make construction payments on your behalf. Upon completion of the build, we offer you competitive fixed rate finance options. Loan approval within 48 hours (if all information is available).
Available to owner-occupied and investment property applicants.
Turn Key Contract
This is a single fixed-price contract with a builder or building company that specifies a completed property or renovation. The property is ready to live in, including:
There are no additional costs, no more work to do.
For a new build, the contract sometimes includes the land purchase as well.
This is a single, fixed-price contract with a builder that specifies a completed property or renovation to a completely liveable and compliant condition.
|NBS Home Loan Rates|
|1 Year Fixed||3.20% p.a.|
|2 Year Fixed||3.24% p.a.|
|NBS Flexi Loan - Interest rates start from||4.95% p.a.|
Interest rates are subject to change.
|NBS Build Loan Fees|
|Loan Establishment Fee||From $400.00|
|Documentation Fee||From $150.00|
|Discharge Mortgage Fee||$130.00|
|Default Interest Rate||10.00% p.a. above annual interest rate|
|Default Administration Fee||$25.00|
|Unarranged Excess Fee||$25.00|
|Insurance Arrears Payment Fee||$15.00|
|Rates Arrears Payment Fee||$25.00|
|Motor Vehicle Security Variation/Security Swap Fee||$30.00|
|Duplicate Statement Fee||$15.00|
Fees are subject to change.