Our Lending Specialists are here to design a home loan solution to meet your needs.
Our Lending Specialists are here to design a home loan solution to meet your needs.
Talk to one of our Lending Specialists today.
Fixed rate
Floating/Variable rate
NBS Home Loan Rates | |
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6 Months Fixed | 6.39% p.a. |
1 Year Fixed | 5.55% p.a. |
2 Year Fixed | 5.84% p.a. |
Variable | 7.94% p.a. |
NBS Flexi Loan - Interest rates start from | 7.94% p.a. |
Interest rates are current as of 24 January 2025 and subject to change at any time without notice. NBS General Terms and Conditions, general lending terms and criteria, and fees apply. NBS home loan rates are available for residential owner-occupied or investment property loans only.
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NBS Residential Term, Residential Redraw, NBS Interest Only | |
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Loan Establishment Fee | From $450.00 |
Loan Additional Funds | $250.00 |
Interest Rate Review | $50.00 |
Discharge Mortgage Fee | $50.00 |
Default Interest Rate | 4.00% p.a. above annual interest rate |
Default Administration Fee | $45.00 per event |
Insurance Arrears Payment Fee | $25.00 |
Rates Arrears Payment Fee | $25.00 |
Motor Vehicle Security Variation/Security Swap Fee | $30.00 |
Duplicate Statement Fee | $5.00 |
Early Repayment Adjustment (Formula based calculation required CCCFA) | P.O.A |
Early Repayment Administration Cost | $50.00 |
Fees are subject to change.
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Terms and Conditions
NBS’ current Loan Agreement Specific Terms and General Lending Terms are available free of charge from any NBS branch. NBS lending criteria and the above terms apply.