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Home loans that can be as flexible as you need them to be.
Flexible home loan options to meet and adapt to your changing lifestyle.
Whether it’s your first home, moving to something bigger and better, building your dream house, or buying an investment property, we have the options to get you there.
With an NBS Home Loan we are able to tailor the characteristics of your loan to provide you with the flexibility and simplicity you require. Whether it is the term or the type of your loan, our lending specialists can design a home loan solution to meet your needs.
Talk to one of our Lending Specialists today.
Could this be a great home loan for you?
Home Loan Rate
4.87%
per annum. 2 years fixed.*
Plus, up to $5,000 cash back*
Do you want a fixed rate with flexible payments and redraws and up to $5,000 cash back?* Unlike others, we can do that with our Residential Redraw Home Loan.
Talk to our local, qualified lenders today.
*Terms and Conditions: Cash back applies to new home loan approvals to eligible clients from 26 August 2025. Minimum borrowing of $250,000. Cash back up to $5,000 on eligible products. Limited offer that NBS can withdraw at any time without notice. Cash back repayment terms apply. NBS Terms and conditions, fees and lending criteria applies. NBS eligibility criteria applies. Interest rates are subject to change at any time. Fees may apply. NBS home loan rates are available for residential owner-occupied or investment property loans only. NBS is not a registered bank.
Home loan clients
helping you get home, whatever that may look like
Dean and Purdie | Nelson
It was an easy choice when it came to their home loan. NBS made it easy every step of the way. Now there are three generations of Campbell's with NBS.
Wayne | Tākaka
Wayne and Aydee (father and daughter) talk about Wayne's home by the bay, and the peace of mind NBS home lending offers.
The Inghams | Richmond
Find out how Tom and Lucy, with the help of Mum and Dad, are working towards getting on the property ladder.
NBS Community Banking
We Believe. We Invest.
Figures correct as of 31 March 2025.