Loans & Finance


Only Loans

NBS clients - Rose and Phil

Reduce early loan costs by paying only interest, keeping initial repayment commitments as low as possible.

NBS offers its business clients a specific loan product with interest only repayments.  Loan repayments are minimised until capital becomes available to repay the loan.

Take advantage of

  • Interest only repayments up to 5 years
  • Pay lump sums off loan if available
  • Fixed or variable interest rate options

Rates & Fees

NBS Business Lending Rates
Fixed interest rates start from 8.25% p.a.
Variable and Flexi interest rates start from 9.50% p.a.

Interest rates are current for new facilities. 


Fixed Rate, Interest Only
Loan Establishment Fee From $450.00
Interest Rate Review From $50.00
Discharge Mortgage Fee $50.00
Default Interest Rate 4.00% p.a. above annual interest rate
Default Administration Fee $45.00 per event
Insurance Arrears Payment Fee $25.00
Rates Arrears Payment Fee $25.00
Motor Vehicle Security Variation/Security Swap Fee $30.00
Duplicate Statement Fee $5.00
Early Repayment Adjustment (Formula based calculation required) P.O.A
Early Repayment Administration Cost $50.00

Fees are subject to change.

Terms and Conditions

All lending is subject to NBS lending criteria, as well as the terms and conditions for each specific product. These are available free of charge from any NBS branch. Establishment fees and early repayment adjustments may also apply.