Personal Banking
Home
loans
Home loans that can be as flexible as you need them to be.
Pictured: Dean and Purdie Campbell | NBS Nelson clients
Could this be a great home loan for you?
Home Loan Rate
4.59%
per annum. 1 or 2 years fixed.*
Plus, up to $5,000 cash back*
Do you want a fixed rate with flexible payments and redraws and up to $5,000 cash back?* Unlike others, we can do that with our NBS Residential Redraw Home Loan.
Pictured: Dean Campbell | NBS home loan client*Terms and Conditions: Cash back applies to new home loan approvals to eligible clients from 26 August 2025. Minimum borrowing of $250,000. Cash back up to $5,000 on eligible products. Limited offer that NBS can withdraw at any time without notice. Cash back repayment terms apply. NBS Terms and conditions, fees and lending criteria applies. NBS eligibility criteria applies. Interest rates are subject to change at any time. Fees may apply. NBS home loan rates are available for residential owner-occupied or investment property loans only. NBS is not a registered bank.
Home loan
clients
helping you get home, whatever that may look like
Not an NBS client yet?
We can
help
with that.