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Call  Account Perfect for short-term savings goals.
Personal Accounts

NBS Call
Account

Perfect for short-term savings goals.

Pictured: Peter and Shona Johnson | Motueka | NBS personal banking and investment clients.

Interest-bearing and perfect for short-term savings goals


  • No minimum opening balance.
  • Earn interest on every dollar.
  • Access your funds via NBS Internet banking, the NBS Mobile Banking app or in-branch.
  • Interest calculated daily and paid monthly.
  • Two free withdrawals per month.
  • This account is eligible as part of the Depositor Compensation Scheme (DCS). Learn what other NBS accounts are eligible.

Rates and fees

NBS Call rates
NBS Call - All credit balances 0.35% p.a.

Published rate effective from 14 October 2025. Interest rates are subject to change.

NBS Call fees
Monthly base fee None
Transfers via NBS Mobile Banking app or NBS Internet Banking Two per month free
Subsequent withdrawals $5.00
Automatic payment, direct debit Not applicable

Fees are subject to change.

Terms and conditions

NBS General Terms and Conditions apply. NBS’ current Product Disclosure Statement is available free of charge at any NBS branch. Service fees may apply.