Maximise your savings with our term investment options. 

NBS Client - Jim

Maximise your savings with our term investment options.

  • NBS Term Investments are easy to open and offer you competitive interest rates.
  • Get started with a minimum deposit of $5,000.
  • Choose a term of 30 days through to 36 months.
  • Interest can be paid monthly, quarterly or on maturity. 

Rates & Fees

Term Investment Rates
30 days 0.80% p.a.
90 days 1.80% p.a.
6 months 2.85% p.a.
9 months 3.30% p.a.
12 months 4.00% p.a.
24 months 4.10% p.a.
36 months 4.35% p.a.

Interest rates are current from 3rd August 2022 and subject to change at any time without notice.

If you make an early withdrawal, we will reduce the returns on the withdrawn funds by 2.00%; however your returns will not go below 0.05% p.a.

NBS is not a registered bank.

Terms and Conditions

NBS General Terms and Conditions apply. NBS’ current Product Disclosure Statement is available free of charge at any NBS branch.

Minimum $5,000 deposit.

NBS's rates of interest for a particular deposit term are based on the expectation that the funds will be deposited for the full term. NBS is not obliged to accept a request for early withdrawal of a term deposit and if it does decide to accept such a request, it may make an early withdrawal interest adjustment in the form of a 2% per annum reduction in the interest rate calculated for the term of the term deposit.

Interest rates are subject to change at anytime without notice. However, once you open your term deposit the rate is fixed for the term you selected.

NBS is not a registered bank.

Credit Rating Information

NBS holds a credit rating of BB+ Stable from Fitch Ratings, a Reserve Bank approved credit rating agency.

Read NBS' latest Rating Report.