Documents and Disclosures
Annual reports
and disclosures
NBS annual reports, product disclosure statements and our climate-related disclosures can be found on this page.
Historical NBS Product Disclosure Statements are available on New Zealand Companies Disclose Register.
NBS Product Disclosure
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NBS Product Disclosure Statement 2025 (28 August) 447 KB | pdf
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NBS Key Ratios and Financial Information 31 March 2023 - 31 March 2025 1.7 MB | pdf
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NBS Ranking Diagram 2025 44 KB | pdf
Annual reports
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NBS Annual Report 2025 3 MB | pdf
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NBS Annual Report 2024 1.4 MB | pdf
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NBS Annual Report 2023 1.4 MB | pdf
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NBS Annual Report 2022 6 MB | pdf
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NBS Annual Report 2021 1.4 MB | pdf
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NBS Annual Report 2020 1.5 MB | pdf
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NBS Annual Report 2019 1.4 MB | pdf
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NBS Annual Report 2018 2.2 MB | pdf
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NBS Annual Report 2017 2.3 MB | pdf
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NBS Annual Report 2016 966 KB | pdf
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NBS Annual Report 2015 1.1 MB | pdf
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NBS Annual Report 2014 1.9 MB | pdf
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NBS Annual Report 2013 1.1 MB | pdf
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NBS Annual Report 2012 2.7 MB | pdf
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NBS Annual Report 2011 1.4 MB | pdf
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NBS Annual Report 2009 1 MB | pdf
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NBS Annual Report 2008 516 KB | pdf
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NBS Annual Report 2007 444 KB | pdf
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NBS Annual Report 2006 2.1 MB | pdf
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NBS Annual Report 2005 867 KB | pdf
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NBS Annual Report 2004 495 KB | pdf
Financial information
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Quarterly Ongoing Disclosure 2025 (30 September) 135 KB | pdf
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Quarterly Ongoing Disclosure 2025 (30 June) 93 KB | pdf
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Quarterly Ongoing Disclosure 2025 (31 March) 88 KB | pdf
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Quarterly Ongoing Disclosure 2024 (31 December) 126 KB | pdf
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Quarterly Ongoing Disclosure 2024 (30 September) 111 KB | pdf
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Quarterly Ongoing Disclosure 2024 (30 June) 108 KB | pdf
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Quarterly Ongoing Disclosure 2024 (31 March) 111 KB | pdf
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Quarterly Ongoing Disclosure 2023 (31 Dec) 90 KB | pdf
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Quarterly Ongoing Disclosure 2023 (30 September) 107 KB | pdf
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Quarterly Ongoing Disclosure 2023 (30 June) 100 KB | pdf
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Quarterly Ongoing Disclosure 2023 (31 March) 66 KB | pdf
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Quarterly Ongoing Disclosure 2022 (31 December) 101 KB | pdf
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Quarterly Ongoing Disclosure 2022 (30 September) 68 KB | pdf
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Quarterly Ongoing Disclosure 2022 (30 June) 87 KB | pdf
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Quarterly Ongoing Disclosure 2022 (31 March) 77 KB | pdf
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Quarterly Ongoing Disclosure 2021 (31 December) 78 KB | pdf
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Quarterly Ongoing Disclosure 2021 (30 September) 77 KB | pdf
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Quarterly Ongoing Disclosure 2021 (30 June) 69 KB | pdf
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Quarterly Ongoing Disclosure 2021 (31 March) 69 KB | pdf
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Quarterly Ongoing Disclosure 2020 (31 December) 71 KB | pdf
Fitch rating reports
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Fitch Rating Report 2025 (Dec 2024) 305 KB | pdf
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Fitch Rating Report 2024 313 KB | pdf
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Fitch Rating Report 2023 511 KB | pdf
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Fitch Rating Report 2022 373 KB | pdf
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Fitch Rating Report 2021 383 KB | pdf
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Fitch Rating Report 2020 420 KB | pdf
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Fitch Rating Report 2019 800 KB | pdf
Trust deed
NBS rules
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NBS Rules 2022 1013 KB | pdf
Financial advice provider information
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Financial Advice Provider Disclosure 49 KB | pdf
Climate-related disclosures
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NBS Climate Related Disclosure 2025 5.7 MB | pdf
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NBS Climate Related Disclosure 2024 976 KB | pdf
Memorandum of mortgage
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Memorandum of Mortgage 2.6 MB | pdf