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Our Community

Community
Banking

At NBS we're all about supporting the community and those who
support us. 

Are you a local community group or sporting organisation?

 

At NBS, we're all about supporting the community and those who support us. That's why if you are a not-for-profit organisation, we back you with a range of customised everyday banking, savings and investment products and services, making banking easy. 

Could you do with a $1,000 boost for your not-for-profit?

NBS Community Boost

At NBS, each month we’re showing our 300 plus not-for-profit clients some love with a chance to win a $1,000 ‘boost' each month!

Here are just a few of the community groups we support

Kaiteriteri Mountain Bike Park
TOUCH
Kaiteriteri Mountain Bike Park
Kaiteriteri Mountain Bike Park
Motueka Waka Ama Club
TOUCH
Motueka Waka Ama Club
Motueka Waka Ama Club
NBS Girls Basketball Team Ashburton
TOUCH
NBS Girls Basketball Team Ashburton
NBS Girls Basketball Team Ashburton
Nelson Bays Tennis Association
TOUCH
Nelson Bays Tennis Association
Nelson Bays Tennis Association
Theatre-Royal
TOUCH
Theatre-Royal
Theatre-Royal

Take advantage of

  • No transactional account fees.
  • Internet banking with dual signatory authorisation.
  • Mobile EFTPOS machines.
  • NBS Sponsorship, grants and donations.
  • Use of community vehicles.
  • NBS Marquees.
  • NBS Merchandise.

Products available

Cheque Account

Take control of your day-to-day banking.

 

Call Account

Interest-bearing and perfect for short-term savings goals.

 

Term Investments

Maximise your savings with our term investment options.

 

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Supporting local schools

Waimea College advocates for NBS

The vision of NBS aligns nicely with our school because they’re all about supporting the local community.

Interest Rates & Fees


NBS Cheque Interest Rates - Community
Interest paid on credit balances under $5,000 0.00% p.a.
Interest paid on credit balances between $5,000 and $50,000 0.10% p.a.
Interest paid on credit balances over $50,000 0.25% p.a.

Interest rates are current and subject to change.

NBS Call Rates
Interest rate applies to Personal, Business, Rural and Not for Profit Call Accounts
NBS CALL - All credit balances 0.50% p.a.

Published rate effective 26 August 2025. Interest rates are subject to change.

NBS Target Rates
NBS TARGET - All credit balances 0.25% p.a.

Published rate effective 14 April 2025. Interest rates are subject to change.

Term Investment Rates
30 days 1.75% p.a.
3 months 2.95% p.a.
6 months 3.50% p.a.
9 months 3.45% p.a.
12 months 3.45% p.a.
18 months 3.70% p.a.
24 months 3.50% p.a.
36 months 4.00% p.a.

Interest rates are current as of 26 August 2025 and subject to change at any time without notice.

NBS General Terms and Conditions apply.

Please be aware that the rate of return offered by NBS is based on a specific term selected when an investment is made. NBS expects that the funds will be deposited for the nominated term. NBS is not obliged to accept a request for early withdrawal (in part or full) of a term investment. 

If we do decide to accept such a request, we may charge an early withdrawal fee. The early withdrawal fee is calculated as the amount withdrawn multiplied by 2% and prorated for the number of days invested.  The early withdrawal fee will be deducted from the after-tax net interest earned.

NBS is not a registered bank.

Not for Profit Fees

There are NO transaction fees applied to NBS Not for Profit banking

If you wish to make an early withdrawal on your Term Investment, we may reduce the returns on the withdrawn funds by 2.00%; however your returns will not go below 0.05% p.a. 

Terms and Conditions

To complete the account set up, you will need to provide evidence of your organisation's not-for-profit status (e.g. Companies Office registration, a tax exemption certificate). Term Investments have a minimum deposit of $5,000 and Target accounts have a minimum deposit of $100. NBS General Terms and Conditions apply. NBS’s current Product Disclosure Statement is available free of charge at any NBS branch. Service charges may apply.

NBS Community Banking

We Believe. We Invest.

300+ Groups we Support
$1,200,000 NBS Sponsorship Dollars
$1,815 million Total Deposits and Lending
21,256 NBS Clients

Figures correct as of 31 March 2025.