Investment

NBS Term Investments offer competitive interest rates to maximise your savings.

  • Your choice of term 30 days to 36 months
  • Your choice of interest payment options
  • Minimum deposit $5,000

 

"The success and strength of NBS centres on the quality of our assets. With more than 90% of loans secured by first mortgages against real property and with conservative lending criteria, NBS is a very safe place to invest your funds."                                                     

- Ken Beams. General Manager NBS

 

NBS is not a registered bank.

 

Easy to open. Simply choose;

  • How long you want to invest for
  • How you would like the interest paid

 Interest payment options

  • Interest can be paid monthly, quarterly, six-monthly, annually or at the end of the term

Please make sure you have read and understand the Product Disclosure Statement

 

NBS is not a registered bank.

Term Investment

30 days 2.00% p.a.
90 days 2.75% p.a.
6 months 3.50% p.a.
9 months 3.60% p.a.
12 months 3.60% p.a.
24 months 4.00% p.a.
36 months 4.05% p.a.
Minimum $5,000 deposit
NBS's rates of interest for a particular deposit term are based on the expectation that the funds will be deposited for the full term. NBS is not obliged to accept a request for early withdrawal of a term deposit and if it does decide to accept such a request, it may charge an early withdrawal fee in the form of a 2% per annum reduction in the interest rate calculated for the term of the term deposit.
Interest rates are subject to change at anytime without notice. However, once you open your term deposit the rate is fixed for the term you selected.
NBS is not a registered bank.

 

NBS' Credit Rating

NBS holds a credit rating of BB+ from Fitch Ratings, a Reserve Bank approved credit rating agency. NBS' credit rating is a long-term issuer rating, reflecting the strength of its retail funding base and resilient asset quality in the face of an environment that remains challenging. NBS' rating is limited by its small size, significant geographical concentration, and moderate profitability.

NBS' latest Rating Report

Terms and Conditions: NBS General Terms & Conditions apply. NBS Product Disclosure Statement and Disclosure Statement are available free of charge at any NBS branch.

 

NBS is not a registered bank.