NBS Career Launcher

NBS Career Launcher's aim is to make money go further at a time in your life when every dollar counts.

If aged between 18 and 25 this account could work for you

  • NO Monthly base fees
  • 20 FREE EFTPOS transactions per month
  • Fee Free electronic transactions
  • Up to $500 interest - free overdraft facility

 

We have put together a package to make it easier for you to pay everyone you need to, spend some and still make it safely through to payday.

Package inclusions:

  • A Career launcher account with no electronic transactions fees (service charges apply)
  • Up to $500 interest-free overdraft facility - conditions apply, talk to your NBS Personal Banker
  • Personal Loans with special interest rates
  • Electronic banking services including NBS Mobile and Lifestyle Net
  • You will only receive electronic statements. Paper statements are available on request.

To apply for an NBS Career Launcher package, you need to be aged between 18 - 25 and entering the workforce.

You will also need to have your salary/wages credited directly to your NBS account.

  • A NBS Debit Mastercard for everyday access to shop, includes on-line and overseas access -  rates and fee schedule
  • Access via NBS Mobile and Lifestyle Net

NBS Career Launcher

No interest paid on Career Launcher credit balances.
 Interest rates are subject to change.

 

NBS Career Launcher Fees

Monthly base fee None
NBS Mobile and Lifestyle Net fees None
First 20 EFTPOS withdrawals None
Subsequent EFTPOS withdrawals  $0.50
Other Bank ATM Transaction fees  $1.50
Manual Transactions $3.00
Electronic transactions: Include NBS ATM transactions, automatic payments, bill payments, one-off payments, direct debits, direct credits,and Lifestyle Net transfers.
Manual transactions: Include cheque and staff assisted branch transactions and Lifestyle Net assisted transactions.

 

NBS Service Fees

New Automatic Payment/Alter Automatic Payment - Via Branch or Lifestyle Net assisted $3.00
New Automatic Payment/Alter Automatic Payment - Via Lifestyle Net unassisted FREE
New Bill Payment Authorities/Alter Bill Payment Authorities - Via Branch or Lifestyle Net assisted $3.00
New Bill Payment Authorities/Alter Bill Payment Authorities - Via Lifestyle Net unassisted FREE
Unpaid Automatic Payment/Bill Payment $15.00
Bank Cheque Issue $5.00 per cheque
Stopped Cheques $30.00 per cheque
Dishonoured Cheques/Direct Debits $30.00 per item
Cheque Clearance - 2 FREE per suffix, per day; then $0.25 per cheque
Special Answer Clearance on Cheques $30.00 per cheque
Statement Printing $2.00 per page
Overdraft Establishment Fees 1.00% (minimum charge $25.00)
Overdraft Facility Fee (Arranged) 0.13% (minimum charge $5.00) of the limit
Overdraft Facility Fee (Unarranged) 0.25% (minimum charge $20.00) of the highest daily limit
Document Searches $25.00 per half hour (minimum charge $25.00)
NBS Debit Mastercard Annual Card Fee $10.00
NBS Debit Mastercard Replacement Card Fee $10.00
NBS Lifestyle Net and NBS Mobile joining fee FREE
Overdrafts are calculated daily, debited monthly on the last business day of each month. Fees are subject to change.

 

NBS General Terms & Conditions apply.  NBS' current Disclosure Statement is available free of charge at any NBS branch. Service charges apply.