NBS Commercial Interest only

By paying interest only, your loan payments are minimised until capital becomes available to repay the loan.

  • Payments only meet the interest cost of the loan
  • Keeps your payments as low as possible
  • Interest payments are deducted monthly
  • Maximum interest only period for Commercial Lending is 10 years

NBS Commercial - Interest Only

Fixed interest rates start from 4.45% p.a.
Variable interest rates start from                                           5.45% p.a.
Interest rates are subject to change.
Interest rates for NBS Commercial Lending are determined on a case by case basis. Talk to your NBS lending specialist.


Commercial Loan Fees

Loan Establishment Fee From $400.00
Interest Rate Review From $150.00
Discharge Mortgage Fee $130.00
Default Interest Rate                                                                                                                                                 4.00% p.a. above annual interest rate
Default Administration Fee $100.00
Insurance Arrears Payment Fee $15.00
Rates Arrears Payment Fee $25.00
Motor Vehicle Security Variation/Security Swap Fee $30.00
Duplicate Statement Fee $15.00
Early Repayment Adjustment $500.00 (minimum charge)
Early Repayment Administration Cost $100.00

Early Repayment Adjustment (ERA)

Calculating the cost of an ERA is a complicated calculation and is not the same for everyone. There are many factor that are taken into account when working out an ERA cost, therefore we recommend you contact us for a quote. You'll find more information on the procedure for calculating the cost of an ERA in your loan agreement.

 Fees are subject to change.

All lending is subject to NBS lending criteria, as well as the terms and conditions for each specific product. These are available from any NBS branch. Establishment fees and early repayment adjustments may also apply.